If you are not paying for health insurance for the employees that travel with your company, it is really something you should take into consideration. International medical group offers a travel group health insurance plan for those businesses with more than five employees. This is a single plan that covers all medical expenses for the entire group. In this category, there are three distinct options such as patriot group insurance, international group, and patriot executive group.
1. Patriot Travel Group Health Insurance
This insurance plan is specifically developed for the firms who have a group of more than five members traveling together to a country away from his or her homeland. Most of features of travel group health insurance are similar to visitor health insurance plan.
5 Conditions for receiving patriot travel group health insurance:
- This is for 5 or more members
- Provide all necessary information about the members
- Provide all necessary information regarding organization that sponsors the group health insurance
- Send all of this information to MIG
- Decide on the deductibles
2. Patriot Executive Travel Group Insurance
The Patriot executive travel group health insurance plan is best for that organization seeking a comprehensive visitor health insurance plan for their group of employee who often travel abroad for short business trips. This is a single visitor medical insurance plan for the entire group but also includes children and spouses of group members visiting another country together. Patriot executive travel group health insurance also provides benefits to seniors over the age of 76 who have an individual or group health insurance policy in his or her native country.
Benefits
- The coverage under this plan is 1 million dollars. If the executive is over 76 years of age then the coverage is $50,000.
- There are no co-insurance plans. This policy will pay 90% of expenses entitled to the insured person using the PPO system. If you don’t use the PPO system, you will only receive 80% of all medical expenses entitled to the insured person.
- If the person traveling has lost his or her luggage, patriot travel group insurance with compensate that person.
- If you have a pre-existing medical condition this plan will cover up to $5,000 in treatment expenses one time during the period of coverage.
- If the person traveling gets injured while on the trip, patriot travel group will compensate up to $5,000.
- If your policy is expired but you still have treatment for a medical condition a 6-month medical coverage will be provided.
- All surgeries and accidental deaths will be included in this plan.
3. International Group Insurance
International group visitor medical insurance is a long-term insurance plan best suited for those living in the United States, but often have to visit other countries for work. International travel group insurance is an annual based insurance plan that can be continual as well as covering all basic medical expenses.